Indian Overseas Bank 250 Posts Recruitment 2026 Apply Online

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Indian Overseas Bank (IOB), a premier Public Sector Bank under the Government of India, has officially published a recruitment advertisement, Advt. No. HRDD/RECT/02/2026-27. The notification invites online applications from eligible candidates for direct recruitment to the post of Local Bank Officer (LBO) in Junior Management Grade Scale-I (JMGS-I). A total of 250 vacancies are open across participating circles.

Eligible graduates can submit their applications online through the official bank recruitment portal before the closing deadline.

Below are the complete details of this recruitment drive, including vacancy distribution, educational requirements, age limits, the selection process, and step-by-step application instructions.

Recruitment Overview

Organization: Indian Overseas Bank (IOB)
Advertisement Number: HRDD/RECT/02/2026-27
Post Name: Local Bank Officer (LBO)
Cadre / Scale: Junior Management Grade Scale-I (JMGS-I)
Total Vacancies: 250 Posts
Pay Scale: ₹48,480 – ₹85,920/- per month (₹48480-2000/7-62480-2340/2-67160-2680/7-85920 plus DA, HRA, CCA & perks)
Application Mode: Online Only

Important Dates

Notification Release Date: August 07, 2026
Online Registration Starts From: August 08, 2026
Last Date to Apply Online & Pay Fee: August 24, 2026
Last Date for Application Printing: September 08, 2026
Online Written Examination Date: To be announced on the official portal

Category-Wise Vacancy Distribution

The 250 total vacancies are distributed among social categories as follows:

Unreserved (UR): 94 Posts
Other Backward Classes (OBC): 80 Posts
Scheduled Castes (SC): 36 Posts
Economically Weaker Sections (EWS): 22 Posts
Scheduled Tribes (ST): 18 Posts
Persons with Benchmark Disabilities (PwBD): 12 Posts (Horizontal Reservation)
Total Vacancies: 250 Posts

Educational Qualification Requirements

Candidates must satisfy the following academic prerequisites calculated as of August 01, 2026:

Academic Degree: Must hold a full-time Bachelor’s Degree (Graduation) in any discipline from a recognized University or an equivalent qualification recognized by the Central Government.
Marksheet Requirement: Candidates must possess a valid degree certificate or marksheet on the day of online registration and must enter their exact graduation percentage in the application form.
Local Language Proficiency: Candidates must be proficient in reading, writing, and speaking the official local language of the applied circle. Those who have not studied the prescribed local language in 10th or 12th standard must pass a qualifying Language Proficiency Test (LPT).

Age Limit

Minimum Age: 20 Years

Maximum Age: 30 Years (Candidate must have been born between August 02, 1996, and August 01, 2006, both days inclusive)
Permissible Age Relaxations:
- SC / ST Candidates: 5 Years
- OBC (Non-Creamy Layer) Candidates: 3 Years
- PwBD Candidates: 10 Years
- Ex-Servicemen / Commissioned Officers (ECOs/SSCOs): 5 Years
- Persons affected by 1984 Riots: 5 Years

Selection Process

The selection procedure consists of three sequential stages:

Online Written Examination (200 Marks): Objective-type examination comprising 140 questions across four sections: Reasoning & Computer Aptitude (30 Qs, 60 Marks), General/Economy/Banking Awareness (40 Qs, 40 Marks), Data Analysis & Interpretation (30 Qs, 60 Marks), and English Knowledge (40 Qs, 40 Marks) with a total duration of 3 hours.
Language Proficiency Test (LPT): Mandatory qualifying assessment for candidates who did not study the local language in 10th or 12th grade.
Personal Interview (100 Marks): Evaluation of banking knowledge, professional aptitude, and interpersonal skills.
Final Merit List: Calculated with an 80:20 weightage ratio between the Online Written Exam and Personal Interview scores.

How to Apply

Eligible candidates can submit their online application by following these steps:

Visit Official Website: Go to the official website and navigate to the Careers page.
New Registration: Click on the link for “Recruitment of Local Bank Officers – 2026-27” and select “Click here for New Registration”.
Fill Application Details: Enter your basic personal details, contact information, educational qualifications, and category accurately.
Upload Documents: Upload clear scanned images of your passport-sized photograph, signature, left thumb impression, handwritten declaration, and degree certificates as per specifications.
Pay Application Fee: Pay the prescribed application fee online using Debit Card, Credit Card, Internet Banking, or UPI.
Final Submission: Review all details carefully, submit the online form before the deadline, and download/print the confirmation summary page for future reference.

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